Also, the markets of different sort of material treasures are taken: from gold and real estate to works of arts, as they are united by that transition them from one owner to other in society does not belong to nomy. And although much of it possesses ability to satisfy one or another necessities of people, except for накопительских, nevertheless really much of it is the article of speculations and investment of free financial means with the purpose of increase of face values.

On the sickly perverted of modern global and great numbers of regional economies is represented as a fall in speculative “hernia” from the real sector of economy of raw commodity-material exchanges and bank sector, staggered the parasitic tendencies of handsome part of modern society.

In a normal, healthy economy, by not suffering speculative “hernia”, it is not and risk of its “restrictions” which, flowing in form exchange and bank shocks and crises, painfully tell on all constituents of society, related to the system of financial appeal. In such family to the healthy economy, as about that it was said in an indention, preceding fig. 4, raw commodity-material exchanges must be in composition the «real sector» of economy; the market of credits must disappear together with liquidation of loan percent, and a bank sector, providing the interest-free crediting together with the system of accounting of macroeconomic level, must also go back into the sector of the real economy. It is thus necessary to mean that the interest-free crediting supposes allocation of the always limited (by virtue of law of conservation of energy) credit resources on the basis of active intellectual estimation of expedience, but not on the basis of chopping off of applicants on credits getting up of lending interest rate.

On such basis of partition of functional load in the diversifyed production-consumer system “hernia” of speculative “economy” can be deleted not only without harm for the real economy but also with a benefit for swingeing majority of population, above-ground participating in the public association of productive and administrative labour of great number of personalities. Thus an economy it is necessary to translate in the mode of decline of nominal prices, accompanying growth of volumes of output useful the people of products and services, as a result financially-nominally only especially persisting will “suffer” in aspiration to be attached to the «middle class» and «creams of society», and also and real of global usury and exchange speculation imaginary products.

It means that, if:

* majority conscientiously worked on the workplaces,

* the state did not violate groundless emission the power standard of material well-being of monetary item,

* jars supported a credit volume in possible limits, as well as on preceding production cycles, and even not engaged in an usual by him usury ( S=0 on supposition),

then nevertheless ALL STRUCTURE of the FUNCTIONALLY CONDITIONED CHARGES, on preceding production cycles PROVIDING STEADY DEVELOPMENT of PRODUCTION (FORM of Fig. 2), DEPARTED ASLANT And OBLIQUELY As a result of GRANDIOSE SUCCESSES of SOME «MMM», Sorosa and соросят, practicing the business with the invented values or with the material objects of speculations in the imaginary sector of economy...

It is thus necessary to mean that if “hernia” caused the crash of the credit-financial system, as a result of which connection of private productions disintegrated on the basis of the market adjusting, then nominal prices will grow because of falling of the real production, from what swingeing majority will suffer those, who worked conscientiously; some part of «middle class», “inlaid not in that «MMM»”, will suffer except for them; minority, not having no attitude toward the real production and management by him, but just professionally metecious, being the active figures of imaginary economy, will pump over solvency of all in the pockets and in caused by them financial calamity will not lose nothing really.